Main advantage is no coverage downgrade although the mileage is exceeded.

** if exceeding the mileage during the accident, you will have to bear part of the cost in the same percentage as the premium rebate, for example MP4 – 5%. The miles travelled is the difference between the odometer readings at the time of purchase and at the time of accident. 

• Instant premium rebate upon sign-up 
• No interim odometer submissions needed. 
• No downgrade to third party cover when you exceed your mileage. 
• Enjoy 7-day bonus mileage upon sign up. 
• Enjoy the option to top up without underwriting fee 
• Eligibility: All private cars with comprehensive cover. 

 Steps: 

1. Choose your desired mileage plan
2. Snap a photo of your car odometer reading and 4 sides of your vehicle
3. Send the photos to our Customer Experience at connect@goinsuran.com
4. Purchase completed! You’ve just saved on your car insurance premium

Main advantage is this plan comes with SOS Panic button (bluetooth-based device)

Conditions: 

• Min sum insured RM20,000 
• Individual and company registered vehicle.

SOS Panic button (bluetooth-based device) – with emergency and accident alert button: 

• With All drivers cover 
• breakdown and towing assistance 
• Repair Warranty of 12 months 
• Special perils – Cover up to RM10K or 20% sum insured whichever lower 
• *Grace mileage: Additional 500km per year is automatically added to your comprehensive allocated mileage plan before the 
  end of your insurance period 

A Comprehensive Private Car Insurance Add-On to Increase Flexibility in Payment and Protection. 
Connect via Microtag for precise mileage, advanced safety, and instant roadside assistance. 

* This plan is an add-on insurance for selected Comprehensive Private Car policies. 

 ILLUSTRATION OF ANNUAL PREMIUM PAID 

**Top-up amount is calculated against your final premium amount and will vary from illustration example here.   

* With 1-year Policy Period under GoUBI Mile-3, the illustration example here is covering 5,000KM, if your mileage for the year reaches 5,000KM, the App will notify you to top-up by 3,000KM. This ensures you don’t exceed your mileage limit without a top-up, preventing a reduction to Third Party, Fire, and Theft* coverage. 

Conditions:

• Individual registered vehicle.

The microtag: a sleek, Bluetooth-enabled device packed with a range of features. Effortlessly attachable to your car and seamlessly pairable with your smartphone to unlock a realm of exceptional benefits: 
Mileage Alert: Stay ahead with the Top-up Reminder, receiving a prompt before exceeding your limit. 

• Text Guard Tech: Drive safer with cautionary beeps for texts while driving over 20 km/h. 
• Auto Alert: Instantly transmits crash details to an authorized call center with eCall technology. 

• Concierge Care: One button activates 24/7 breakdown and emergency roadside assistance using bCall technology. 
• *Grace Mileage Boost: Get an annual bonus of 500km, seamlessly added to your allocated mileage plan before your insurance period ends. 
• *Enjoy the full spectrum of security – from third-party protection, fire, theft, and own damage coverage. 

What to do After Purchasing GoUBI Mile-3: 

1. Once purchase, you will receive an SMS with a link to a webpage. 
2. Scan the QR code or click the link to install the app. 
3. Click ‘Register’ and enter the following information to continue. 

4. You will receive a 4-digit Security Code via SMS/Email. Enter that and click ‘Confirm’.
5. Fill up your delivery address to receive the Microtag. 
6. Once your registration is successful, you should receive your login ID and password via SMS and email. 

 Here’s What to Do When Your Policy Starts:

• You will receive an app notification to update your car’s latest odometer reading into the app. Please do so within 3 days. The Mileage plan will start from the updated odometer reading. 
• For every trip, the Microtag connects automatically to the app via Bluetooth. There will be an app notification and a beeping sound every time it connects. 
• As the policyholder, you can add other drivers who drive your car to ensure that the mileage is correctly recorded across multiple drivers. 
• You will receive an app notification to purchase a Top Up if your mileage plan is nearly used up. Remember to update the odometer reading in the app after each Top Up.