Hey there, fellow Malaysians! The air is electric with semangat as we gear up for Merdeka. This year let’s celebrate not just our nation’s independence, but also your freedom from he-said-she-said situations on the road. How? With a little gadget that can be your silent hero – a dashcam! 📹
We’re not just talking about a dashcam. Here at GoInsuran.com, we’re celebrating freedom from unfair claims with our “Renew Today, We Belanja Dashcam!” campaign. Yes, you read that right – we’re hosting a lucky draw for a dashcam to a lucky Malaysian who renew their car insurance with us and refers as many as you can to your family and friends!
So, get ready for a smooth ride through this blog post. We’ll be answering all your burning questions about dashcams, how they can save you money, and how you can snag one for free with GoInsuran.com (because free stuff is the best kind of stuff, right? 😉).
What Insurance Covers Car Accidents?
In general, car insurance in Malaysia has three main types: Comprehensive, Third Party, Fire and Theft, and Third-Party. However, in the event of a car accident, only Comprehensive and Third Party, Fire and Theft insurance will cover you, but to different extents.
🛡️Comprehensive insurance, is the one with full coverage. It protects you, the other driver, and your own car, regardless of who caused the accident. It’s like having a super shield that covers everything: whether it’s damaged in a fire, stolen, or just needs a repair after an accident you’re covered from every angle!
💥 Third Party, Fire and Theft insurance is like having a trusty sidekick on the road! It covers you if you cause injuries or damage to others and protects your vehicle from fire and theft. Here’s the catch; it won’t cover the damage to your own car due to an accident.
🚗Third-party insurance is the minimum legal requirement, and it takes care of any injuries or damage caused to the other party involved in the accident. But here’s the twist: it won’t protect your own car from fire, theft, or any damage.
Can a Dashcam Save You Money on Your Car Insurance?
Dashcam are becoming increasingly popular in Malaysia as a tool to improve road safety. A survey in 2022 by the Malaysian Institute of Road Safety Research (MIROS) found that:
- 80.4% of Malaysian drivers want dash cams mandated in cars
- 99.5% of drivers surveyed supported the use of dash cams as evidence for road-related accidents
- 83.6% of respondents believe dash cams are shaping them to become better drivers and adhere to road rules
Globally, it is estimated that there are 37 million dashcam users. In Malaysia, dashcam can be recognized as documentary evidence under Section 3 of the Evidence Act and help protect drivers in case of road crashes by providing crucial evidence.
Here’s how a dashcam can put some extra ringgit back in your pocket:
- Reduces Dispute Hassles: Fuzzy memories and conflicting stories can lead to claim delays or even rejections. A dashcam cuts through the confusion by providing undeniable video proof.
- Lowers Insurance Premiums: Insurance companies love safe drivers! Having a dashcam shows them you’re a responsible driver less likely to get into accidents. This can translate to lower premiums in the long run.
What Happens When You Have a Car Accident Without Insurance?
Let’s face it, accidents happen. But if you’re caught without car insurance, things can get messy (and expensive) fast. You’ll be liable for any damage caused to the other party’s vehicle and injuries, not to mention repairs to your own car.
How Many Car Accidents Happen in Malaysia Last Year?
The statistics are sobering. According to Paultan.org and Malaymail, the numbers are a serious wake-up call. 🚨 In 2023 alone, Malaysia saw about 600,000 road accidents, claiming 6,443 lives—an average of 18 fatalities every single day. �� Let’s all commit to safer driving and make our roads a safer place for everyone!
What Causes Car Accidents?
Many factors contribute to road accidents, but some common culprits include:
- Distracted driving (think texting and driving!)
- Speeding
- Driving under the influence
- Reckless lane changes
- Poor weather conditions
Remember to always stay alert and drive safe, guys and gals!
Renew Today, We Belanja Dashcam!
Now that you’re armed with knowledge about dashcams and their benefits, here’s the exciting part: GoInsuran.com’s “Renew Today, We Belanja Dashcam!” campaign which runs from 1st August 2024 to 31st October 2024.
🎁Here’s how to join the party and win a free dashcam:
- Renew or Buy Car Insurance: Head over to GoInsuran.com’s car insurance page and get a quote for renewal. GoInsuran.com offers a variety of quotes to suit your needs and budget.
- Refer a Friend: Spread the love (and savings)! Refer to your friends or family to renew their car insurance with GoInsuran.com. The more you refer, the higher your chances of WIN a dashcam – it’s a win-win for everyone!
- Register for the Campaign: Once you’ve renewed or purchased your policy and referred a friend, fill out the registration form with both successful referrals to be eligible for the giveaway. Both you and your friend will be eligible for the dashcam lucky draw. It’s that simple!
Not only will you get a chance to win a free dashcam, but every successful renewal (yours or your referral’s) will also score you a guaranteed RM30 Shopee e-voucher! So, it’s a win-win situation.
You can also learn more from the FAQs and Terms and Conditions of this campaign.
Bonus Tip: Don’t forget to use the promo code GOINSURAN at checkout to enjoy an additional RM100* discount on your car insurance. Renew your insurance today at www.goinsuran.com/renew and maximize your savings!
